Business Insurance

Employers Liability Insurance

Employers’ Liability Insurance covers the cost of compensating employees who are injured or become ill as a result of their employment.

This type of cover insures all permanent, contract, seasonal, casual, and sub-contractor employees. Temporary staff, students, work experience, volunteers, advisers, referees, and marshals should also be covered.

As a requirement by law, all employers must carry a minimum of a £5 million limit of liability in respect of any claim. Higher limits may be offered when there is a higher risk exposure to employees.

To determine the level of cover you require, we will carry out a thorough risk assessment, ensuring all employees at your business are covered against potential risks.