Protection/Health
None of us know what’s around the corner, but having the correct protection in place can make all the difference.
We can advise on a wide range of protection policies to cover almost all eventualities.
Life Assurance can ensure that a family is financially secure in the event of the death of a bread winner, or that loans and mortgages are repaid.
These days we are more likely to survive a Critical Illness than ever before, but coping with and recovering from a serious illness could have severe financial consequences, a critical illness policy could provide a much needed lump sum at a difficult time.
We are generally more likely to be off work sick for 6 months or more than we are to due before retirement.
Many employers pay sick pay for a limited period, very few have arrangements to pay sick pay indefinately.
We can provide Income Protection policies which are tailored to individual circumstances, and are designed to pay replacement income, after your employer stops paying sick pay, until you have recovered and return to work.
The NHS generally provides a very good service in emergencies but in less life threatening circumstances people still sometimes have to wait for a treatment.
We can arrange Private Medical Insurance which allows patients to choose when to have treatment.
To for further information or to discuss the above, please contact our Financial Services Department on:-
Tel:- 01473 408422
Email:- ifa@wmibl.co.uk
